FTC Study of Life Insurance Cost Disclosure: Hearings Before the Committee on Commerce, Science, and Transportation, United States Senate, Ninety-sixth Congress, First Session ... July 10 and October 17, 1979 |
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1.3 percent accumulation annual premium annuity Appendix basic billion calculation cash value insurance cash value policies Chairman Committee Congress consumers contract cost comparison cost of similar cost policy coverage death benefits death protection deposit disclosure system equivalent level annual expenses face amount Federal Trade Commission Footnote Continued FTC report FTC staff report guaranteed illustrated dividends index numbers industrywide rate insurance companies insurance cost disclosure insurance industry insurance policies insurance protection interest rate investment income lapse Linton Yield McCarran Act McCarran-Ferguson Act NAIC Buyer's Guide NAIC model regulation ordinary life insurance paid participating policies permanent life insurance PERTSCHUK policy's policyholders preliminary policy summary rate of return renewable term savings account savings element Senator similar policies Society of Actuaries statement supra Surrender Cost Index surrender index Table taxes term insurance term life insurance term policy term rates whole life insurance whole life policy