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Letter of Transmittal
The PropertyCasualty Industry
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A.M. Best actuaries adequate agents aggregate stop loss amounts ance company Anglo-American Insurance Company assets Association of Insurance auditors Beneficial Standard Bengston Bowie brokers business written capital surplus claims commercial property/casualty compa Company of Ireland company's Coopers & Lybrand deal enforcement examination failure Federal filed fraud holding company incompetence independent audit inquiry Insurance Commissioners insurance company insolvencies insurance industry Integrity Integrity's investigation letters of credit liability license Lloyd's Lloyd's of London London loss reserves managing general agents Marsh ment MGA's million Miro Miro's mismanagement Mission Group Mission Insurance Group Muldoon National Association National Underwriting Agency offshore Omaha Indemnity operations Pacific pany participants percent policies policyholders pool members premiums problems programs receiver regulatory system reinsurance pools responsible Risk Management Royal American Managers savings and loan Sayre & Toso Schonacher solvency regulation syndicates testimony tion told the Subcommittee Touche Ross transactions Transit United Wal-Mart write wrongdoing