Federal Student Loans

Front Cover
Tatiana Shohov
Nova Publishers, 2004 - Business & Economics - 211 pages
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Title IV of the Higher Education Act (HEA) authorises the major federal student aid programs, including the student loan programs, which are the largest source of aid for students. In FY2000, the Federal Family Education Loan (FFEL) programs and the Federal Direct Student Loan (DL) program supported an estimated USD33.1 billion in new loan volume. Several types of loans are available: Federal need-based subsidised Stafford loans (under which the government pays the interest while the borrower is in school, a grace period of deferment); unsubsidised Stafford loans; Federal PLUS loans (for parents of undergraduate students); and Federal Consolidation loans. Overall, student loan volume has been increased in recent years, from USD24 billion in FY1994 to USD33 billion in FY2000. The number of loans being made has increased over the same period going from 6,483,000 to 8,618,000. The average amount that individual students are borrowing in any given year has not increased as dramatically. This new book examines important issues related to this cornerstone of American higher education.
 

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Good Book On Student Loans. Very interesting book. Author is very knowledgeable.
Rachel, CEO.
http://www.loanforbadcredits.com/

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Contents

Federal Student Loans Program Data and Default Statistics
1
Student Loans Proposals for Reauthorization
13
Student Loan Repayment Program for Federal Employees
19
Federal Student Loans Flexible Agreements with Guaranty Agencies Warrant Careful Evaluation
51
Trends in Undergraduate Borrowing Federal Student Loans in 1989 199293 and 199596
69
The Financial Viability of the Government Guaranteed Student Loan Program
103
National Center for Education Statistics Supplemental Table Update January 2002
129
CampusBased Student Financial Aid Programs Under the Higher Education Act
163
Financial Aid for Students Print and Web Guides
193
Education Savings Accounts for Elementary and Secondary Education
201
Index
207
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