Federal preemption of state usury ceilings: hearings before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-seventy Congress, first session, on H.R. 2501 ... H.R. 3172 ... October 20 and 21, 1981
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Boyle Jim director of governmental affairs Consumer Federation of America 114
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add-on amended amount Annual Percentage Rate Arkansas Association balloon payments banks BETHUNE bill billion borrowers Boyle buyer Chairman ANNUNZIO Colorado Committee competition Congress Consumer Credit Code consumer credit laws Consumer Finance consumer loans consumer protection contract cost of funds credit card credit market credit sales creditors Depository Institutions Deregulation Deregulation discount rate economic effect federal preemption Federal Reserve Federal Reserve Board fees ﬁnance finance charge finance companies ﬁnancial Goods/Services Governor TEETERS high interest rates higher increase Installment Loans interest rate ceilings Kusin KUTCHER LAFALCE legislation legislature lenders Loans Sec loansharking market rates MEHLE Mobile homes Monetary Control Act mortgage loan motor vehicles North Dakota override PATMAN percent preempt problem prohibits provisions purchase regulation regulatory restrictions retail second mortgage small loan South Carolina ST GERMAIN statement statutes subcommittee sumer Texas UCCC Uniform Consumer Credit usury ceilings usury laws usury limits