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FINANCIAL ANALYSIS IN SHORTTERM COMMERCIAL
AN OPTIMAL APPROACH TO THE LENDING BANKER
An Organization Behavioural Model
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ability accounting accounting rate assets balance sheet Bank of Tanzania behavioural border price borrower capital cash cash-flow Commercial Bank Lending computed consumption corporate credit risk credit strength current liabilities decision decision-making default DFIs economic analysis efficiency enterprises entrepreneurs equity evaluation failure farm financial analysis financial information financial institutions Financial Ratios financial statements firm flow foreign exchange funds goals important Income Statement indicated inputs involved Journal labour lender lending banker lending institutions liquidity long-term ment method numeraire officers operations opportunity cost organizational parastatal peasant period problems production profitability programme rate of return relevant repay rural scores sector shadow price short-term Small Business small scale industries social Table Tanzania Investment Bank TDFL techniques tion trade TRDB Ujamaa Ujamaa Villages UNIDO usually ve/S World Bank approach