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ADDITIONAL BENEFITS Additional Employee Contributions allows employees BASIC BENEFITS PAID Basic e.g. Basic Flex Dental Basic Hospital Medical benefits and compensation benefits issues BENEFITS Life Insurance cafeteria CATHERWOOD LIBRARY Chart claims collective bargaining compensation package compensation strategy core plan CORNELL UNIVERSITY cost-of-living adjustments Credits or Spending/Savings Deductible deferred profit sharing discrimination tests Dollars from Employer employee expectations EMPLOYER Life Insurance example existing benefit expenses Flex Dental Flex Flex Flex Major Flexible Benefits Credits flexible benefits plan flexible compensation plan flexible plan fringe benefits costs Holding the line Hospital Medical Dental Hospital/Medical Benefits Hospital/Medical e.g. 20 ILLUSTRATION OF FLEXIBLE impact increase Leave Basic LTD Major Medical Basic married employees Medical Basic Flex Medicare PAID BY EMPLOYER Pension Basic Vacation Plan Additional Vacation profit sharing plan programs question retirement Salary Reduction Sick Leave Basic Social Security Spending/Savings Account Dollars straight wages Supplemental Pension Plan tax sheltered total compensation vision