GAO study of HUD's role as a mission regulator of Fannie Mae and Freddie Mac: hearing before the Subcommittee on Capital Markets, Securities, and Government Sponsored Enterprises of the Committee on Banking and Financial Services, U.S. House of Representatives, One Hundred Fifth Congress, second session, July 30, 1998
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Kinsey Mark Acting Director Office of Federal Housing Enterprise
HUD Housing Finance
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activities African Americans applications area median assess automated underwriting systems banks census tract Chairman Baker Congress conventional mortgage credit enhancements credit risk default Development ensure fair lending Fannie Mae Federal Housing Enterprise FHA loans final housing goals Freddie Mac Ginnie Mae Government Sponsored Enterprises GSE acquisitions GSE data GSE purchases Hispanic HMDA coverage HMDA data home purchase loans homebuyers housing mission housing opportunities HUD's mission oversight interest rates issues lenders loan purchases low-income lower-income and minority Mac's Mae and Freddie Mae's median income mission regulator moderate-income mortgage companies mortgage credit mortgage loans mortgage market mortgage originators mortgage program multifamily mortgage purchases nonmortgage investments Office OFHEO Peppercorn percent in 1993 percentage performance PMI companies portfolio primary market private mortgage insurance properties regulatory risk-based capital safety and soundness secondary market secondary mortgage market special affordable stress test targeted groups underserved areas units financed