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An Overview of Branch Banking Issues Findings
Appendix A to Chapter l
Competition and Concentration in Commercial Banking
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Act of l956 agencies antitrust assets bank branching bank expansion bank holding companies bank operating Banking Act banking markets banking offices banking organizations banking services banking structure branch banks branch offices branching authority branching laws chartered commercial banks competitive equality concentration ratios corporations customers depository institutions Douglas Amendment dual banking system economies of scale Edge Act corporations effects electronic funds transfer establish evidence failed banks FDIC Federal Reserve System finance companies financial institutions financial services foreign banks funds geographic expansion geographic restrictions greater impact increased International Banking interstate banking interstate branching interstate expansion intrastate large banks liberalization limited branching loans Longbrake McFadden Act merger million multi-bank holding companies national banks nationwide natural market area nonbank novo number of banks out-of-state percent permitted prohibited regulation regulatory result retail small banks SMSAs statewide branching statutes studies subsidiaries tions U.S. banks unit banks