Global Marketplace for Private Health Insurance: Strength in Numbers
Alexander S. Preker, Peter Zweifel, Onno P. Schellekens
World Bank Publications, Nov 18, 2009 - Business & Economics - 528 pages
Financial protection against the cost of illness and inclusion of vulnerable groups will require better mobilization and use of private means. Private voluntary health insurance already plays an important role in mobilizing additional resources to the health sector and protecting against the catastrophic cost of illness in some countries. This review explores the context under which private voluntary health insurance could contribute to an improvement in the sustainability of the health sector and financial protection in other countries.
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access to health adverse selection analysis ance average benefits package capita China compulsory health insurance contributions copayment covered demand employees enrolment estimated factors financial protection FONASA funds health care financing health care services health care system Health Economics health financing health insurance market health insurance schemes health services health status health system hospitals household Hypothesis IBGE impact income quintiles increase India individuals inpatient insurance companies insurance industry insurance premium ISAPRE medical scheme microinsurance middle-income countries million moral hazard naira National Health Nigeria organizations out-of-pocket outpatient poor population Preker private health insurance private insurance private sector private voluntary health public health insurance PVHI reform regulation reinsurance risk-equalization role rural Sichuan Slovenia social health insurance Source South Africa spending subsidies Thailand tion total health expenditure uninsured urban variable voluntary health insurance workers World Bank