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The Basic Nature of Group Disability Insurance
Analysis of the Master Contract
13 other sections not shown
accident and sickness accidental bodily injury accidental death adverse selection amounts of insurance ance application basic medical become eligible benefits are payable calculation cent certificate charges claim costs claimant coinsurance coverage Daily Benefit daily room date of termination death and dismemberment deductible effective date eligible for insurance employee's employment fund Group Accident group disability insurance group insurance group policy home office hospital confinement Hospital Expense Insurance incurred insurance benefits insurance company Insurance for Dependents insurance plan insuring clause limited loss ratios loss reserve major medical master contract maximum benefit Medical Expense Insurance ment method minimum number mium nonoccupational payment period of hospital ployee policyholder poliomyelitis pregnancy premium rates principal sum pure premiums reimbursement reinsurance result retroactive rate return to active Schedule sickness insurance Society of Actuaries surance surgical expense insurance Surgical Operation Expense termination of employment tion types underwriting usually waiting period Yes Yes