Guide to Health Insurance for People with Medicare (1992 Ed.) (o.p. See 0-7881-2204-5)

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DIANE Publishing - 31 pages
What Medicare pays & doesn't pay (Medicare benefit charts); types of private health insurance; tips on shopping for private health insurance; insurance counseling telephone numbers; state insurance departments, & Medigap policy check-list.

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Page 1 - MEDICARE: Medicare is a Federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and certain disabled people.
Page 23 - STATE INSURANCE DEPARTMENTS [Each State has its own laws and regulations governing all types of insurance. The offices listed in this section are responsible for enforcing these laws, as well as providing the public with information about insurance.] Alabama Alabama Insurance Department 135 South Union Street Montgomery, AL 36130-3401 (205) 269-3550 Alaska Alaska Insurance Department 3601 C Street, Suite 740 Anchorage, AK 99503 (907) 562-3626 American Samoa American Samoa Insurance Department Office...
Page 1 - It is administered by the Health Care Financing Administration (HCFA) of the US Department of Health and Human Services (HHS).
Page 12 - Coverage under Medicare Parts A and B for the reasonable cost of the first three pints of blood or equivalent quantities of packed red blood cells per calendar year unless replaced in accordance with federal regulations.
Page 30 - Republic of the Marshall Islands State Agency on Aging Department of Social Services Republic of the Marshall Islands Marjuro, Marshall Islands 96960 Rhode...
Page 20 - ... to use high pressure tactics to force or frighten you into buying a Medigap policy, or to make fraudulent or misleading comparisons to get you to switch from one company or policy to another. Deceptive "cold lead" advertising also is prohibited. This tactic involves mailings to identify individuals who might be interested in buying insurance. If you fill in and return the card enclosed in the mailing, the card may be sold to an insurance agent who will try to sell you a policy. Be Aware of Maximum...
Page 7 - ... not exceed the provider's customary charges. (2) No charge may be made for any whole blood or packed red cells that are replaced, pint for pint, or unit for unit, by or on behalf of the beneficiary. (b) Part B deductible. (1) A provider may charge a beneficiary (or other person on his or her behalf) for the first 3 pints of whole blood or units of packed red cells furnished during a benefit period, even though a part A blood deductible has been charged during that same period. (2) The charges...
Page 14 - ... for days 91150. all approved costs not paid by Medicare after day 150 to a total of 365 days lifetime), and charges for the first 3 pints of blood not covered by Medicare. Two prescription drug benefits are offered: 1. A "basic...
Page 14 - extended" benefit (plan J above) containing a $250 annual deductible, 50% coinsurance, and a $3,000 maximum annual benefit Each of the 10 plans has a letter designation ranging from A through J. Insurance companies are not permitted to change these designations or to substitute other names or titles. They may, however, add names or titles to these letter designations. While companies are not required to offer all...
Page 4 - A will not cover your stay In a skilled nursing facility if the services you receive are mainly personal care or custodial services, such as help in walking, getting in and out of bed, eating, dressing, bathing and taking medicine.

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