How to Buy a House in California
This bestselling book offers effective strategies for buying a house in California's unique real estate market. It shows California home buyers how to find a house, raise money for a down payment, find the best mortgage, take advantage of creative financing techniques, work with real estate agents, arrange inspections, make an offer, negotiate intelligently and go through escrow.Updated to reflect the most recent changes in the housing market and federal and state laws, the fifth edition includes new information on real estate tax laws, safety and natural hazards disclosure requirements, online real estate services and information, home inspection strategies and negotiation techniques for real estate transactions.Includes all the necessary real estate forms and worksheets.
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B Prepare a Family Financial Statement
How Much Down Payment Will You Make?
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accept Adjustable Rate Mortgages afford agree amount appraisal asking price association auction backup offer borrow buy a house buydown buyer's broker California cash CC&Rs Chapter CHFA Clause closing costs commission condo contingency contract counteroffer deal debt-to-income ratio deed developer Disclosure Statement discussed earthquake equity escrow holder example existing house Fannie Mae financing fixed rate loan fixed rate mortgage foreclosure Freddie Mac higher homeowners income inspection inspector interest rate lender loan broker look lower monthly payments months mortgage interest Multiple Listing Service negative amortization negotiating neighborhood Nolo Press option owner paid person points prepayment penalty private mortgage insurance problems purchase price qualify real estate agent real estate professional Realtors rent sales price salesperson savings second mortgage Section sell someone sure tenants usually warranty Website