How to Fix Your Credit

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Simon and Schuster, Nov 1, 2007 - Business & Economics - 128 pages
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You're not alone. About 51 million American households carry credit card debt at an average balance of nearly $12,000. Credit trouble is a problem you can't ignore. No matter how much money you earn or where you live, if you've made mistakes with credit in the past, those mistakes will haunt you -- unless you empower yourself to fix them. And you can.

Managing your credit can be a complicated issue, but the Reverend Luis CortÚs Jr. provides an easy-to-follow guide to help you handle the process. Any amount of debt, no matter how scary the number, can be paid off with a little planning and a lot of determination. The sooner you begin, the easier your task will be. Let Reverend CortÚs help you today before your situation becomes worse tomorrow.
 

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Contents

OTHER TAX ADVANTAGES 1
1
HOW LENDERS SEE
15
STEP 2 UNDERSTANDING JEBT
21
STOP 0WERSPENDING
28
STEP 4 NEGOTIATE WITH YOUR CREDITORS
38
PAY ON TIME
48
STEP 6 PAY IT OFF
58
ADD POSITIVE INFORMATION TO YOUR FILE
68
PART 2
87
STEP 10 AWOID MAKING THE SAME MISTAKES AGAIN
93
ACKNOWLEDGMENTS
109
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Page vii - For the love of money is a source of all kinds of evil. Some have been so eager to have it that they have wandered away from the faith and have broken their hearts with many sorrows (1 Timothy 6: 3-10).

About the author (2007)

The Reverend Luis CortÚs Jr. is the president and CEO of Esperanza USA, the largest Hispanic faith-based community-development corporation in the country. In January 2005, he was featured as one of Time magazine's "25 Most Influential Evangelicals."

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