How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: Based on the Proven Principles and Techniques of Debtors Anonymous

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Random House Publishing Group, May 8, 2012 - Business & Economics - 336 pages
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A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author
 
“A must read for anyone wanting to get their head above water.”—The Wall Street Journal
 
THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION
 
OUT OF THE RED
• Do this month’s bills pile up before you’ve paid last month’s?
• Do you regularly receive past-due notices?
• Do you get letters threatening legal action if immediate payment is not made?
• Do the total amounts of your revolving charge accounts keep rising?
 
INTO THE BLACK
Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn
 
• how to recognize the warning signs of serious debt
• how to negotiate with angry creditors, collection agencies, and the IRS
• how to design a realistic and painless payback schedule
• how to identify your spending blind spots
• how to cope with the anxiety and daily pressures of owing money
• plus the three cardinal rules for staying out of debt forever, and much more!
 
This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.


From the Trade Paperback edition.
 

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LibraryThing Review

User Review  - wareagle78 - LibraryThing

There are more recent versions of this book available and I suggest the reader find one. The premise of the book is two-fold. First, no matter how desperate one feels, you are not your debt and you ... Read full review

LibraryThing Review

User Review  - mikeg2 - LibraryThing

A really good book that sets out to change your attitude towards money. An ideal companion not only for those trying to pull themselves out of debt but also for anyone starting out their adult life; it tells you which common mistakes to avoid, the type of advice many young people could do with. Read full review

Contents

What Is Debt?
3
The Nature of Debting
13
Is It the 15th Already? The Unopened Mail The Unbal
28
PART II
51
Laying the Foundation
65
The Heart of It
79
A Tool Nearly as Good as the Wheel
87
Getting Stronger
104
Stabilizing
163
PART III
171
Even the Lone Ranger Had Tonto Debtors Anonymous
186
You Dont Have to Do Anything Look at That Fieldstrip
201
PART IV
207
Part 2
220
Honesty Hi Its Me A Simple Business Transaction Mor
233
The Customer Account Department Collection Agencies
243

The Devil You Know The Plastic of Course A Cautious
121
Couples and Families
131

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About the author (2012)

Jerrold Mundis is a writer, speaker, and counselor. His books have been selected by the Book-of-the-Month Club, Literary Guild, One Spirit Book Club, and others, and translated into a dozen foreign languages. His short work has appeared in such publications as the New York Times Magazine and American Heritage. A recovered debtor himself, he is intimately familiar with the success of the Debtors Anonymous program. Mundis speaks regularly on debt and personal money for clients ranging from the U.S. Customs Service to the National Education Association, Unity Church, and professional societies and associations. He also works privately with individuals across the United States and in other countries as well, by telephone. Jerrold Mundis lives in New York City.

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