Implementation and enforcement of fair mortgage lending laws and regulations: hearings before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, first session ... December 20 and 21, 1979 |
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analyzing bank's census tract CHAIRMAN civil rights laws Civil Rights Specialist Committee staff Community Reinvestment Act compliance examination computerized conduct consumer affairs consumer examination Credit Opportunity Act data analysis system data collection data system determine discriminatory effects discriminatory practices ECOA effects test efforts enforcement of fair Equal Credit Opportunity evaluate examination procedures examination process Fair Housing Act fair housing home fair lending laws fair mortgage lending FDIC Federal Home Loan files HMDA Home Loan Bank home loan data impact implement income indicate investigation issue JANIS lender lending practices Loan Bank Board marketing practices member banks ment metropolitan statistical areas monitoring mortgage lending laws mortgage loan MUCKENFUSS National Urban League neighborhood problems protected classes real estate brokers redlining Regional Office regulations and guidelines response Senator specific SPRAGUE statement substantive TEETERS testimony tion Truth-In-Lending Act underwriting violations WILLIAM PROXMIRE