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WOMENS LIMITED ACCESS TO CREDIT
THE INFORMAL SECTOR
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access to credit Agency for International agricultural credit amount of credit application procedures Assisting the Smallest Blayney Buvinic capital cheap credit collateral requirements cooperatives costs of lending credit applications credit needs credit programs credit projects demand for credit developing countries Economic Activities Ecuador employment entrepreneurs excess demand Farbman financial markets formal financial institutions formal-sector funds guarantee households ICRW improving women's access Indonesia inexperienced borrowers informal sector informal systems institutions and programs interest rates International Development Jakarta Kenya labor force large loans lender low-income Lycette major Michigan State University Mimeo moneylenders numbers of women opportunity costs pawnbrokers percent poor women Population Council rates of interest regulated Relatives Report prepared Research on Women roles rural Salvador savings associations Sierra Leone small borrowers small enterprises small loans small-scale sources of credit Third World transactions costs U.S. Agency UNFPA unit costs USAID Washington willingness Women in Development women's limited women's need World Bank