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A. B. Atkinson age classes age groups analysis of variance assets bequest motive British Brookings Institution Centimillionaires deflated derived differentials distribution of wealth earlier earnings effect empirical estate tax returns evaluation evidence example factor father-son wealth female wealth figure fortunes greater Harbury heirs ibid importance of inheritance independent accumulation indicated individual inequality of wealth intergenerational transfers Internal Revenue Service Josiah Wedgwood less life-cycle hypothesis logarithmic Lorenz curves lower wealth male wealth married women material wealth mean net worth median million nouveau riche parents Pareto lines Pareto slope Personal Wealth R. G. D. Allen rate of return ratio regression analysis relative reported role of inheritance sample saving share Statistics substantial suggested survey Thurow tion top 1 percent top wealth top wealthholders U.S. data variable variance wealth class wealth distribution wealth estimates wealth inequality wealth level wealth ranks wealth relationship wealth-age profile wealth-age relationship wealthy sons