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A. B. Atkinson age classes age groups analysis of variance assets bequest motive British Brookings Institution Centimillionaires cohort derived differentials distribution of wealth earlier earnings effect empirical estate tax returns evaluation evidence example factor female wealth female-male figure fortunes greater Harbury heirs ibid importance of inheritance independent accumulation indicated individual inequality of wealth intergenerational transfers Internal Revenue Service Josiah Wedgwood less life-cycle hypothesis Lorenz curves lower wealth male wealth married women material wealth mean net worth median million nouveau riche parents Pareto lines Pareto slope percentile Personal Wealth R. G. D. Allen rate of return ratio regression analysis relative reported role of inheritance sample saving share Statistics substantial suggested survey Thurow tion top 1 percent top wealthholders U.S. data variable variance wealth distribution Wealth Estimated Wealth in Britain wealth inequality wealth level wealth of fathers wealth ranks wealth-age profile wealth-age relationship wealthy sons Wedgwood