Insurance Agent Commission Deregulation: Hearing Before the Subcommittee on General Oversight of the Committee on Small Business, House of Representatives, Ninety-seventh Congress, First Session, Washington, D.C., September 21, 1981 |
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allowed American Agency System ance anti-rebate laws antirebate statutes attorney benefit bill billion BOWERS Brand X brokers BURSTEIN buyer Chairman charge client commis commission rates compensation compete cost comparison coverage DAN MARRIOTT deregulation dividend dollars earned economic effect efficient existing expense fact Federal fixed commissions going hearing Independent Insurance insurance business insurance commissioner insurance companies insurance industry insurance markets insurance policy insurance product Insurance Service issue Julius Vogel LAFALCE legislation marketplace MARRIOTT McCarran Act McCarran-Ferguson Act MITCHELL Nader NAIC National Association negotiate offer percent percentage permit person policyholders practice price competition price fixing price of insurance Professional Insurance Agents prohibited property and casualty property/casualty proposal purchase question Ralph Nader rebating reduce REGAN regulation repeal retail SCHEEL sell sion Small Business sold statement STEINBACH stock brokers subcommittee sumers Susan Mitchell talking term insurance testimony Thank tion underwriter unfair York
Popular passages
Page 74 - A Note on the Relative Efficiency of Property-Liability Insurance Distribution Systems.
Page 17 - Exactly, and they fought the law and it went to the Supreme Court of the United States and the Supreme Court of the United States held it constitutional, and now they see it is a beneficial measure.
Page 75 - Spencer L. Kimball and Herbert S. Denenberg, eds., Insurance, Government, and Social Policy: Studies in Insurance Regulation (Homewood, Illinois: Irwin, 1969). 18. Spencer L. Kimball and Bartlett A. Jackson, "The Regulation of Insurance Marketing,
Page 75 - Cartels, Competition, and Regulation in the Property and Liability Insurance Industry," Bell Journal of Economics and Management Science, (Autumn 1973), 375-427.
Page 28 - Thank you, Mr. Chairman. Let me just ask a couple of questions.
Page 66 - Taking these factors into account makes composting appear very favorable indeed. But even if the cost were greater it would be money well spent. At this point I would like to introduce into the record an article regarding the use of the water-hyacinth in cleaning over-enriched lakes in Florida.9 It has been brought to my attention as I sat typing this paper ! IV.
Page 85 - These legal services programs are operating in 1,450 neighborhood offices throughout the 50 states, the District of Columbia, Puerto Rico, the Virgin Islands and Micronesia.
Page 12 - ... subsidies may be necessary but I think the sooner we get out of expressing moral judgment as to what programs are morally good, and what programs are morally bad and look at the problems of who is well fed and who is poorly fed, what we are going to do about it, the better off we will be. The CHAIRMAN. Thank you very much. I have a number of other questions but I want to defer to some of the other members of the committee. Senator Hart. Senator HART. Professor, you appreciate you are lecturing...
Page 75 - A New Look at the New York Expense Limitation Law," Transactions of the Society of Actuaries (1965), 258.
Page 94 - Truth is not that which is demonstrable; it is that which is ineluctable" — inescapable.) Realizing something like the above, what can an individual do to help?