Kickstart Your Money: The Complete Guide to Managing Your Personal FinancesThroughout life, everyone has to make crucial decisions about money that directly affect their long-term financial security. With a bewildering array of choices available, the question is; are you capable of making the right decisions about your money? Expert financial journalist Rachel Fixsen will help guide you through the money maze and help you put your finances on a firm footing once and for all. Nothing can scupper your long-term plans like mis-managing your finances, so you will learn exactly how to balance your money needs with your career goals. All major aspects of personal finance are covered, from effective budgeting and maximizing your salary, to building up your pension and other long-term savings and investment plans. There are also sections on self-employment and working abroad, as well as going the right way about seeking professional advice. Whatever your situation, this book will help you take control of your finances. Get ready to KICKSTART YOUR MONEY! |
Contents
Think long term | 7 |
Get another job offer | 13 |
Make good money management a priority | 22 |
Copyright | |
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Common terms and phrases
able abroad advice advisers say annual annual management charge annuity assets bank benefits bid-offer spread bonds borrowing broker BUPA capital car insurance cash cent charges choose collective investment company car contributions cost cover current account debt depends deposit account earnings employer equities example expenses extra final salary scheme flexible Flexible mortgages fund manager give income independent financial adviser Individual Savings Account Inland Revenue interest-only mortgage investment fund investment trusts investors lender loan lump sum maxi ISA means ment mini ISAs money purchase scheme monthly months mortgage occupational pension scheme OEICs offer option paid pension fund pensions advisers personal pension plan premiums providers Refer to pages repayment mortgage retirement risk savings account self-employed selling SERPS share options share-ownership scheme spending stakeholder pensions stock market tax relief tax-free term assurance Trackers type of investment unit trusts usually with-profits worth