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What a Contract Is
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acceptance accidental death accidental means action agency agency law agent agreement amount of insurance application assignment authority basic beneficiary designation cash surrender value certificate change of beneficiary change the beneficiary claim community property concerning conditional receipt constitute contestable period contingent beneficiary contract law coverage creditors death benefit declaratory judgment defendant disability double indemnity employee entitled equitable estoppel fact federal follows fraud funds grace period group life insurance group policy health insurance included incontestable clause individual initial premium insurable interest insurance company insurance contract Insurance Law insurance policy interpleader issued jurisdiction lapse legal effect liability limited ment minor misrepresentation nonforfeiture offer ordinarily owner paid parol evidence rule parties payable payee payment person plaintiff policy loan policy provision policyowner principal proceeds question reason reinstatement request result rule settlement situation specified statute suicide Supreme Court terminated testamentary tion trust unilateral contract valid waiver wife words