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+ FEATURING A FLEXIBLE SUBJECTORIENTED
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agent agreement Albert Able alteration amount Anne arise Article 4A authority bank collection bank's banking day bearer bearer instrument buyer cardholder cash charge check collection checks drawn claim collecting bank commercial consumer contract courts credit card customer's account debit card defenses deposit depositary bank dishonored check draft drafters due course status EFAA EFTA electronic fund transfers Example faith Federal Reserve System Fedwire forged indorsement forgery fraud FRB-Dallas FRBs holder in due issue issuer loss maker or drawer ment midnight deadline negligence negotiable instruments nonnegotiable notice of dishonor obligation Paul Payee payment order payor bank person postdated check present principles promissory note properly payable provides purchaser Regulation CC requirement Reserve Bank restrictive indorsement return the check Revised Code rules secondarily liable secondary liability seller sender settlement signing stop payment taking the instrument Texas State Bank Trad Traditional Code U.C.C. Article underlying transaction warranties