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Life Assurance Needs and Application 1140
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accepted at ordinary accumulated value actuarial ACTUARIAL RESERVE agents annual premium annuity annum applicant assurance business assurance contract assurance cover assurance policy basis benefit blood pressure calculated Chief Medical Officer commence COMPOUND INTEREST FUNCTIONS condition death diabetes direct debit doctor effect employees endowment assurance ensure example extra premium extra risk flying fund give details guaranteeing office impairment income individual insurance companies investment limit loan marketing marketing mix medical evidence medical examination medical report method mortality table Nigeria non-medical normally obtained occupation option ordinary rates outstanding principal pension period person PMAR policy holder policyholder premium paid premium payment present value principal office profit proposal form prospect purchase questionnaire re-insurer reassurance renewal reserve risk premium single premium sum assured surrender value survive to age term assurance true and complete underwriter usually whole life assurance whole life policy whole-life