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accumulated actuaries amount ance annual premium annuity applied assessment assets assumed assurance average benefits cash chance commerce commerce clause Congress Constitution corporations cost of insurance Court death claims death rate deposit ditions dividends effect endowment policy equitable existing expenses fact fraternal friendly societies funds future holders income increase individual industrial insurance insurance business insurance companies insure $1 investment issued laws less level premium levied limited loss Massachusetts ment method mium mortality table mutual companies necessary net annual premium net premium net single premium number living ordinary organized paid panies payment period persons policy-holders present value present worth principle probably profits property tax protection proxy votes rate of interest reserve result risk secure single premium societies stock companies supervision surplus surrender values table of mortality taxation term tion tontine United whole
Page 341 - States, to devise such further provisions as shall appear to them necessary to render the constitution of the federal government adequate to the exigencies of the union...
Page 346 - In your hands, my dissatisfied fellow-countrymen, and not in mine, is the momentous issue of civil war. The government will not assail you. You can have no conflict without being yourselves the aggressors. You have no oath registered in heaven to destroy the government, while I shall have the most solemn one to "preserve, protect, and defend it.
Page 41 - ... it cometh to pass, upon the loss or perishing of any ship, there followeth not the undoing of any man, but the loss lighteth rather easily upon many than heavily upon few, and rather upon them that adventure not than those that do adventure, whereby all merchants, especially the younger sort, are allured to adventure more willingly and more freely.
Page 346 - I would do it; and if I could save it by freeing all the slaves, I would do it; and if I could do it by freeing some and leaving others alone, I would also do that. What I do about slavery and the colored race, I do because I believe it helps to save the Union; and what I forbear, I forbear because I do not believe it would help to save the Union.
Page 336 - The genius and character of the whole government seem to be, that its action is to be applied to all the external concerns of the nation, and to those internal concerns which affect the states generally ; but not to those which are completely within a particular state, which do not affect other states, and with which it is not necessary to interfere for the purpose of executing some of the general powers of the government.
Page 346 - I shall do less whenever I shall believe what I am doing hurts the cause; and I shall do more whenever I believe doing more will help the cause. I shall try to correct errors when shown to be errors; and I shall adopt new views so fast as they shall appear to be true views.
Page 353 - But we think the Dred Scott decision is erroneous. We know the court that made it, has often overruled its own decisions, and we shall do what we can to have it overrule this. We offer no resistance to it.
Page 358 - The wisdom and the discretion of congress, their identity with the people, and the influence which their constituents possess at elections, are, in this, as in many other instances, as that, for example, of declaring war, the sole restraints on which they have relied to secure them from its abuse. They are the restraints on which the people must often rely solely in all representative governments.
Page 347 - He smote the rock of the national resources, and abundant streams of revenue gushed forth. He touched the dead corpse of the Public Credit, and it sprung upon its feet...