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THE INSURANCE PRINCIPLE
THE LEVELPREMIUM METHOD
GROUP AND INDUSTRIAL INSURANCE
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accumulated accumulated dividends Aetna amount of insurance annual income annual premium annuity rates assets beneﬁciary Berkshire cash surrender value cash value chapter common stocks company’s computing Connecticut Mutual Continental Assurance contract converted cost of insurance dependents dividends E. C. Harwood earnings endowment policy expenses face amount family-income ﬁnancial ﬁrst ﬁxed income fund Great-West immediate annuity income payments increase individual inﬂation Insurance Company insurance policy insurance protection interest investment John Hancock Leonard H life-insurance companies life-insurance policies lifetime limited-payment Massachusetts maturity ment monthly mortality rate Mutual Life Insurance Mutual Ordinary National Service needs nonparticipating Northwestern Mutual obtained older paid Paid-up at 85 Paul Revere payable Penn Mutual percent policyholder portion Pref proﬁts purchase price refund annuity reserve retirement annuities retirement income Risk Social Security speciﬁed straight life annuity straight life policy surance term policy type of annuity usually wife