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THE IMPact of Lower INTERest EARNINGs by A
Impact on Settlement Options
INVESTMENT TRENDS AND PROBLEMs by James
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additional agent amount annuity application assets Association assumed assumption average basis become benefits billion ceding company cent changes charge claim common consideration continue contract cost coverage death debt dependents disability dividends effect employees equity established excess expenses experience fact factor Federal field force funds future give greater guarantees hazards important improvement included income increase indicated individual industrial insurance companies interest earnings investment involved issued laws less limits lives loss lower maintain means measure ment method mortality operation ordinary original paid panies particular payable payments period policyholders possible practice premium present problem purchase rate of interest reasonable received recent reduced reinsurance relation reserves respect result retain risk securities selection settlement options standard substantial surplus Table term tion underwriting United usually