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Differences in Expenses and Operating
Relative Growth Rates
13 other sections not shown
activities advertising amenities Angeles areas asso Average Assets Baumol borrowers California stock associations ceteris paribus Combined Financial Statements commercial banks Compared to Stock competition constraints corporation costs diversion dividend dividend rate earnings efficiency Federal Home Loan Federal Savings Federal Stock firm funds Grebler growth higher expenses holding companies Home Loan Bank hypothesis Ibid income increase institution interest larger latter less loan associations Loan Bank Board loan industry Loan League managerial ment million mortgage loans multicollinearity mutual and stock mutual associations mutual management mutual organization Mutual Savings Banks nepotism number of associations number of mortgages number of savings operating organization ownership percent percentage permitted product mix profit maximization profits proxy quasi-firm real estate regression coefficients regression model regulation regulatory relative reserves respect restricted salary savers savings accounts savings and loan savings capital share shareholders significant slow loans Stanford Research Institute state-chartered stockholders Table tion variable