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agreed annual increments annual wage Asian Asian financial crisis banks base-up wage system better BG Lee Hsien billion bonus bonuses civil service companies competitive cooperatives countries CPF contribution CPF cut CPF rate Day Message Economic Committee economic downturn economy flexi-wage system flexible wage system forgo global Goh Chok Tong help workers higher investments investors labour movement labour MPs Lee Hsien Loong Lim Boon Heng Lim Swee Say Ministry National Day National Wages Council NTUC Assistant Secretary-General NTUC chief NTUC Deputy Secretary-General NTUC leaders NTUC Secretary-General NTUC's NWC wage increases Ong Teng Cheong PM Goh PM Lee problems productivity growth profits recession recovery reduce region restoration restructuring retraining retrenched workers sacrifices save jobs SBEU SBOA severe wage restraint Singaporeans skills structural unemployment trade unions tripartism tripartite partners tripartite partnership union leaders unionists unions and management upgrade variable component wage costs wage cuts wage increments wage reform wage standstill