Medical impairment study, 1983, Volume 1
Society of Actuaries and Association of Life Insurance Medical Directors of America, 1986 - Business & Economics
Deals with the mortality experience between 1962 and 1977 on nearly 2,400,000 policies. Findings expressed largely in terms of mortality ratios that compare the actual deaths with the expected deaths. Volume 1 provides data on single medical impairments. Volume 2 will cover combinations of impairments and will give data by amounts of insurance.
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Causes of Death
Considerations in Interpreting Mortality Experience
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15 POLICY 1951 Impairment Study 1977 Anniversaries Compared Accident/Homicide Actual Expected RATIO Actual to Expected Albuminuria Basic Tables CAUSE OF DEATH Cerebrovase Deaths MORT Deaths/M TOTAL DEGREE OF RATING Dths M.R. Dths Duodenal Ulcer enclosed in parentheses Expected Mortality Experience Between 1962 Exposed Actual Expected extra deaths Extra Exposed Actual f Deaths/M Flat Extra Total heart murmurs indicates fewer issue ages Issues by Number key impairments M.R. Dths M.R. M.R. Flat Extra males and females medical impairments mortality ratio Nonspecific Number of Deaths number of policies policies terminated policy deaths Pyuria RATIO f ratio for standard ratio for substandard ratio is enclosed Ratio Percent RATIO t Deaths/M Slightly To 175 Society of Actuaries standard and substandard STANDARD Dths M.R. standard males standard risks substandard females substandard males SUBSTANDARD Pol Substandard Policies substandard risks Suicide tality ratio terminated by death Total Dths M.R. Ulcerative Colitis