Medical Savings Accounts: Fact Versus Fiction |
Contents
Assessing the Evidence about Medical Savings Accounts | 3 |
Misuse of the RAND experiment to support claims of MSA savings | 13 |
Medical Savings Accounts in Perspective | 19 |
Copyright | |
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Common terms and phrases
Academy of Actuaries adverse selection American Academy American Medical argue average catastrophic insurance catastrophic policies Cato Institute choice claim Competing Solutions comprehensive insurance comprehensive plans Congressional Budget Office Cost Control cost-sharing plans current insurance deposit difference doctors effects of MSAs employer contribution employer payment estimates evidence example expenses extra fees Ferrara Golden Rule Insurance Goodman and Musgrave Harry and Louise health care costs health care providers Health Care Reform health care spending health insurance health maintenance organizations health outcomes high-deductible higher cost sharing higher deductible incomes increase individual insurance arrangements insurance plans Joseph White losers lower cost sharing managed care medical savings accounts medicare MSA advocates MSA proposals MSA-based MSA/catastrophic combination Newhouse out-of-pocket Patient Power Pauly percent Peter Ferrara physicians Policy Analysis premium private insurance Promotion of MSAS RAND experiment risk selection Serafini sick subsidies supplier response Wall Street Journal