Medicare Supplement Insurance Policies: Hearing Before the Subcommittee on Health of the Committee on Ways and Means, House of Representatives, One Hundred First Congress, Second Session, March 13, 1990
U.S. Government Printing Office, 1990 - Health insurance - 166 pages
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AARP abuses actual additional adopted agent amendment American amount approved Association average Basic Baucus believe beneficiaries benefits bill Blue Cross Blue Shield catastrophic Chairman Stark changes charges Commissioners Committee companies comparison concerned confusion Congress consumers continue costs counseling coverage covered Cross and Blue deductible Department duplicate effect elderly enforce example existing expenses Extended Basic Federal Federal Government Form going health insurance hearing hospital increases individual insurance companies insurance policies issue legislation Levin limited look loss ratio Medicare approved Medicare supplement insurance medigap insurance medigap policies meet Michigan Minnesota NAIC offer options percent plans practices premiums problem proposal protection purchase question reform regulation regulatory repeal reported require response riders sell senior citizens seniors sold Spielman standards statement survey Thank understand
Page 159 - I am Martha McSteen, President of the National Committee to Preserve Social Security and Medicare.
Page 90 - Medicare and supplement insurers is due in part to the "debundling" of services by providers. Debundling, or increasing the volume of covered services per beneficiary, is one strategy some providers use to counter recent Federal restrictions and cutbacks in provider payments. We also note that incentives built into the Medicare prospective payment system, by encouraging a shift away from inpatient hospital treatment to outpatient procedures, have had the effect of increasing beneficiaries and supplemental...
Page 70 - American Association of Retired Persons 1909 K Street, NW, Washington, DC 20049 (202) 872-4700 Louise D.
Page 30 - Mr. Chairman and members of the Subcommittee, Consumers Union* appreciates the opportunity to present our views on the issue of private health insurance to supplement Medicare ("Medigap
Page 91 - Medicare supplemental insurance in helping the elderly meet the substantial health care expenses that Medicare does not reimburse. We share your interest in seeing that supplemental policies continue to offer fairly priced, ethically marketed protection, and that our policyholders...
Page 135 - SKILLED NURSING FACILITY CARE In a facility approved by Medicare. You must have been in a hospital for at least 3 days and enter the facility within 30 days after hospital discharge.
Page 71 - If I can be of further assistance in this matter, please do not hesitate to contact me. Sincerely, Mike Naeve Enclosures cc: Senator J. Bennett Jo'.nston Senator Dale Bumpers Senator Howard Metzenbaum SENATOR BUMPERS...
Page 11 - The Blue Cross and Blue Shield Association also surveyed its member organizations. Thirty-eight organizations responded, representing two-thirds of the total Blue Cross and Blue Shield Medigap enrollment. After summarizing the responses, the Association found that the median increase in 1990 non-group Medigap insurance premiums would be about 29 percent. The Association said that a 9 percent increase was projected prior to repeal of the MCCA. The Association said that plan rate increases reflect...
Page 109 - Stark and members of the Subcommittee . I appreciate the opportunity to testify before you today. My name is Thomas H.