Medigap Insurance: The New Catastrophe : Hearing Before the Subcommittee on Health and Long-Term Care of the Select Committee on Aging, House of Representatives, One Hundred First Congress, First Session, November 2, 1989, Volume 4
United States. Congress. House. Select Committee on Aging. Subcommittee on Health and Long-Term Care
U.S. Government Printing Office, 1990 - Catastrophic health insurance - 120 pages
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Page 20 - Massachusetts X Michigan X Minnesota X Mississippi X Missouri X Montana X Nebraska . . . X Nevada X New Hampshire X New Jersey X New Mexico X New York X North Carolina X North Dakota X Ohio...
Page 20 - X Florida X Georgia X Hawaii X Idaho X Illinois X Indiana X Iowa X Kansas X Kentucky X Louisiana X Maine X Maryland . X Massachusetts X Michigan...
Page 71 - Although the survey sample differs somewhat from the national figures, no dear pattern emerges. Compared with the national figures, survey respondents were more likely to be (or claim to be) somewhat younger, female, white, unmarried, better educated and not employed. Some of the differences probably can be explained by the nature of the survey. For example, blacks may have been underrepresented because individuals who were eligible for both Medicare and Medicaid (the poorest of the elderly) were...
Page 80 - After Legislation Source: HIAA-Response Analysis Survey of 500 Elderly, May 1989 Figure 3 Do you (1) strongly support the changes, (2) support the changes somewhat, (3) oppose the changes somewhat or (4) strongly oppose the changes? Table 3 presents the results for all respondents and for each of three groups: the owners of private insurance to whom benefits were explained, the control group of owners who were not given an explanaTable 3 Overall Opinion about the Medicare Catastrophic Coverage Act...
Page 93 - Acute Health Care Costs for the Aged Medicare Population.- Overview and Policy Options" (Washington, DC, Congressional Budget Office, May 1987).
Page 73 - don't know" choice was included to reduce the amount of guessing, and therefore better gauge true knowledge levels. The nine questions (with answers in brackets) represented six primary aspects of the legislation: • Hospital Coverage » With the new catastrophic coverage, Medicare will cover all costs of a hospital stay, except for an initial payment of about $500 [True].
Page 75 - Caucasian (1 percent), better-educated (1 percent) and wealthier beneficiaries (1 percent). Not surprisingly, education was a particularly important determinant of knowledge. For example, beneficiaries who had attended at least some college correctly answered an average of 3.5 questions, compared to only 1.7 for those who did not finish high school. Nevertheless, the best educated of the elderly correctly answered only about onethird of the questions, underscoring how poor Medicare knowledge really...
Page 86 - ... are pleasant. a The hours are good. DI have enough time to get the job done. n I am free from conflicting demands that other people make of me. DI can forget about my personal problems. a I am not asked to do excessive amounts of work. In each case, the worker indicated his degree of satisfaction: Very satisfied, somewhat satisfied, not too satisfied, and not at all satisfied.
Page 53 - Most policies cannot be canceled by the company unless all policies of that type are canceled in the state. Therefore, these policies cannot be canceled because of claims or disputes. Some policies are guaranteed renewable for life. Policies that can be renewed automatically offer added protection.