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American Express amount she owes annual percentage rate AP/Wide World Photos ATM card ATM machines Aunt Paula Aunt Sylvia automated teller machine bank account bank belonging bank or company bank statement bill in full borrow bounced check buying on credit card to buy cash cashier check for money check register checking account Chenault color threads Congress cost counterfeit coins credit card fraud credit card statement credit limit credit rating credit union currency customers depression dimes and quarters example face value fake bills FDIC Federal Reserve System fifty dollars fifty-dollar bill free checking gold grace period Grandmother needs Grandmother says Grandmother signs Grandmother's account Grandmother's bank groceries identification inflation interest rates Klaffke magnetic strips minimum balance need to pay Nellie Tayloe Ross overdraft pay a fee pay for things pay her bill pay interest payment pinball point-of-sale POS service fees Shaffer shows silver traveler's checks U.S. bills