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11 NYCRR acci alleged Allstate Insurance American Arbitration Association APPEAL TO MASTER application Arbitration Association 140 arbitration award arbitrator found arbitrator held assignee assignor Association 140 West automobile accident basis therefor bitrator chiropractor Cite as NF claimant was injured claimant's attorney conclusions and basis coverage December dent determination disability entirety evidence expedited arbitrator EXPEDlTED ARBlTRATlON fact failure Farm Insurance filed FULL TEXT Summary H.S.A. panel Health Service Arbitration hearing hospital Insurance Law insurer's intoxicated issues in dispute loss of earnings mailing master arbitrator matter of law medical reports Mutual Insurance NO-FAULT ARBITRATION REPORTS no-fault benefits No-Fault Law notice of claim operation party payment physical examination physician policy conditions proof of claim reasonable received remanded rendered request for review result struck submitted SUMMARY APPEAL Summary of issues surance surer Susan Higginbotham testimony tion Traffic Law treatment vacated vacatur West 51st Street YORK NO-FAULT ARBITRATION