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ability accounting addition assets Babson College Babson Park balance sheet bank Borrower breakeven business plan cash flow commitment common stock company's competitive competitors Corporation costs creative current liabilities customers debt decision directors discussed Dun & Bradstreet employees Entrepreneurship equity ethical evaluation example Exhibit experience firm founders franchise George goals growth Harvard Business Harvard Business School Hindman important income income statements industry interest inventory investment agreement investors involved issues Jiffy Lube lead entrepreneur lender liabilities loan management team manufacturing million negotiate operations options ownership partners payable Pennzoil percent potential problems product or service profit purchase Rapidrill Rapidrill's ratio result risk rotary drill securities selling shares skills Small Business sources start-up stockholders strategy successful entrepreneurs suppliers taxes team members Timmons Total venture capital venture capitalists venture's