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activities architectural heritage authorities Banco di Sicilia Bank of Italy Bank of Switzerland Bavarian benefits BUILDING TERM Bundesdenkmalamt capital Cartier Cartier International Cassa di Risparmio certificates of participation Charente-Maritime co-operation colloquy conservation construction contribution costs Council of Europe countries cultural assets cultural heritage donations economic English Heritage European example F region federal provinces historic buildings grants historic centres historic heritage Historic Monuments Historic Town Centre historical sites housing I-MESSINA important institute investment involved Italian Jubilee Foundation leasing legislation listed buildings loans maintenance Messina mortgage National Restoration objectives Olivetti operations organisation ownership possible private sector problems programme projects promote public and private public interest public sector real estate recognised rehabilitation renovation rent Renzo ZORZI Restoration Fund restoration of monuments San Paolo scheme social subsidy Swiss francs town council townscape Union Bank University of Messina