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THE FLORIDA STUDY
THE DELAWARE STUDY
THE MICHIGAN STUDY
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acci accident victims Alachua County amount analysis attorneys auto insurance automobile accidents Base BI/PD bodily injury claim files CLRS survey comparative negligence compensation compulsory costs crashes Dade County Delaware dissatisfied District Court DOT study economic losses effect entries fault figures Florida held-over impact included increase indemnification indicated insurance companies interviews involved Laws Ann lawyers legislation liability insurance litigation Massachusetts No-Fault medical expenses MVTs no-fault automobile insurance no-fault coverage no-fault insurance no-fault law no-fault system non-claimants P.I.P. claims paid passenger percent period personal injury claims Personal Injury Protection PIP claimants PIP claims PIP coverage PIP payments plaintiffs population post-PIP pre-no-fault pre-PIP premiums property damage claims rates reduction represented respondents result Rutgers-Camden sample statute subrogation Superior Court Supp supra note Table text accompanying notes third-party claims threshold tion tort claim uninsured motorist University of Iowa unscreened vehicles insured wage losses Widiss