Observations on the rate of mortality & sickness: existing amongst friendly societies, particularised for various trades, occupations, and localities, with a series of tables, shewing the value of annuities, sick gift, assurance for death,and contributions to be paid equivalent thereto, calculated from the experience of the members composing the Manchester Unity of the Independent Order of Odd Fellows
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age one person age the intensity aggregate amount aggregate of sickness amount of sickness annual premium city districts class of lives commencement comparison counties decennial period decreases to age discounted dyers England and Wales experience a less favour Friendly Societies given half the lives highest specific intensity increases inferior expectation inferior vitality intensity decreases Lancashire latter age less aggregate sickness less average amount living at age Manchester Unity MEMBERS millwrights Mortality per cent Neison Neison's Tables number of deaths number of persons paid person dies annually persons living population of England present value probability of living rate of mortality reference to Table Rochdale rural districts seen that half show a less show a superior showing an inferior sick allowance sick gift stonemasons superior expectation superior vitality tion Total Town and City town districts trades W. D. H. Weeks wheelwrights whole community whole period woolcombers
Page 11 - Fellows began in the United States as a British import. In 1819, an immigrant opened a lodge of the Manchester Unity of the Independent Order of Odd Fellows in Baltimore. It formed the basis for the first "affiliated order
Page iii - Returns of the most ample kind were required from all lodges composing the Unity ; and thus was obtained all the information desirable to be possessed, relative to the sickness and mortality of the members of the Manchester Unity. From these returns the tables in this work have been prepared.
Page 38 - It thus appears that at the early period of life, age 20, the following trades, placed according to their expectation, shew an inferior expectation in comparison with the general results of rural, town, and city districts combined : Clerks, potters, letterpress printers, bricklayers, blacksmiths, mill operatives, plumbers, stone-masons, miners, wool-combers, coopers, hatters, spinners, tailors, dyers, sawyers, millwrights, town and city labourers, and shoemakers. The following trades shew a superior...
Page 52 - From the very nature of the employment, this was to have been anticipated, but not to such an extent as appears from these results. At age 20, miners experience an average sickness of 46 per cent, more than the general class ; at age 30 they show 70 per cent.
Page 37 - ... trade, all persons of that trade in the county of Bedford were entered under their respective age, the amount of sickness at each age, and the number of deaths occurring for that year. This course was followed with the next county, and pursued until each of the counties had been entered. The sumtotal then gave the number of persons at each age, the amount of sickness for such age, and the number of deaths occurring at such respective age for each trade entered for each county. Each trade was...
Page 39 - ... operatives, plumbers, stone-masons, miners, wool-combers, coopers, hatters, spinners, tailors, dyers, sawyers, millwrights, town and city labourers, and shoemakers. The following trades shew a superior expectation : wheelwrights, butchers, bakers, weavers, domestic servants, carpenters, and rural labourers. At the last period given in the table, bricklayers, tailors, mill operatives, printers, clerks, spinners, miners, plumbers, hatters, blacksmiths, shoemakers, wool-combers^ coopers, and sawyers...
Page 13 - ... colouring. In the returns (containing the experience of members who had passed through 621,561 years of life), as made by each lodge, were inserted the initials, age, and amount of sickness (if any) experienced by each member, together with the deaths, if any had occurred in the given period. The returns were then arranged into three classes:— The first, or rural class, contained all lodges held in any locality, the total inhabitants of which numbered less than five thousand. The second, or...
Page iii - ... of such information as alone could be relied upon as a safe guide to the successful financial management of so vast a body ; the leaders of which were anxious to secure its permanent stability, as a Provident Association, by the application of every measure which the experience of the Society itself might demonstrate to be necessary to insure its safety.
Page 166 - ... assets and liabilities. They could, by a very simple process, so adjust their payments as that no individual member could be a sufferer thereby, and they could, from period to period, so regulate the proceedings as always to maintain a solvent position. If these valuations were made at the end of every five years it would enable Societies to form an opinion as to the sufficiency of the scale of payments adopted by them, and whether they were prepared to meet those liabilities that were from time...
Page 52 - Wales ; but appended to them is this remark : — " This class of lives shows a very large amount of average sickness at every period, and increased sickness with advance of years. From the very nature of the employment, this was to have been anticipated, but not to such an extent as appears from these results.