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THE LIFE INSURANCE INDUSTRY
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01 level 19 Stocks admitted assets annual annuity average basis Belth benefit payout level benefit payout ratios Berle and Means buyers capital stock corporations coefficient of determination comparisons constraints differences in stocks dividends Economic effect of ownership financial intermediaries gross premiums group insurance Group Policies health insurance holding companies implications independent variables indicate insurance companies insurance expenses Insurance Fact Book insurance in force insurance industry interaction effect interest invested assets investment income mutual companies mutual life insurance NAIC null hypothesis objectives oligopoly operating ownership and control ownership differences ownership forms ownership shares ownership types percent percentage change percentage increase policy forms policyholders premium income present study profit maximizing regressions regulatory risk sample significant Standard Deviation stock companies stock life insurance stockholders Stocks 27 Mutuals stocks and mutuals taxes term life insurance Theory total assets U. S. life insurance utilized whole life insurance