This market-leading text offers a student-friendly, practical introduction to managing personal finances. The structured pedagogy helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt and plan for the future. Throughout the text, students receive advice from personal finance experts, and read a variety of real-life scenarios about people facing a wide range of financial challenges. Many examples, mathematical in nature, illustrate the critical importance of achieving long-term financial goals through investing. The Ninth Edition captures student interest and focuses the reader's attention on the most important concepts.
Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
What people are saying - Write a review
We haven't found any reviews in the usual places.
Other editions - View all
2008 Cengage Learning after-tax amount annual automobile balance bank benefits bonds borrower broker budget buyer calculate capital gains career cash cash-value chapter CONCEPT CHECK contract contributions Copyright 2008 Cengage cost coverage credit card debt deductible deposit disability dividends dollar earnings employer example expenses federal fees financial planning Garman/Forgue website goals homeowner’s income taxes Instant Message insurance policy interest rate investors itemized deductions LEARNING OBJECTIVE lease lender long-term losses marginal tax ment month monthly payment mortgage loan mutual funds offer option P/E ratio paid percent period personal finance portfolio premium purchase rate of return ratio real estate receive retirement account retirement plan Rights Reserved risk Roth IRA savings account sell seller shares Social Security spouse Table tax rate tax-sheltered taxable term life insurance vehicle