PERSONAL FINANCE offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. Real-life scenarios, covering a wide range of financial challenges, enable students to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples also clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new Eleventh Edition continues to engage students' and focus their attention on the critical concepts they need to succeed in class and to manage their finances wisely for a lifetime.
Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
What people are saying - Write a review
This book's tone is incredibly arrogant. They present all ideas as facts and don't support their conclusions with reasoning or sources.
"You can and will learn how to do these things because your long-term financial success depends upon it. ... You are fortunate to be reading this book as it provides prudent guidance for every step of the way."
"Make Smart Money Decisions at Work" This title could be re-worded to not sound like a command. ex) "Ways to Make..."
"Only about 20 percent of eligible employees participate in flexible spending accounts, even though doing so saves money." ('fools' is implied, instead of going over possible reasons why one would choose not to deal with it. Such as 'reasonable requests can be repeatedly denied and bogged down in bureaucracy: you may never see your money again even if you had a legitimate expense.')
Tone aside, I also found that discussions became distracted and too detailed for a smooth read.
definitions in the margins, nice graphs, decent examples when used.
I wish my class was using a different text.