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accident insurance actuarial actuarial science agents American amount ance annual premium annuity applied assessment assets assumed assurance average basis benefits cash cent CHAPTER claims classes commissions computed contract corporations cost of insurance deferred dividends deposit effect Emory McClintock employers endowment policies Equitable existing expenses experience fact force of mortality fraternal friendly societies funds Germany increase industrial insurance injured insurance business insurance companies insurance laws insure $1 investment legislation less level premium levied liability insurance limited loading loss Massachusetts ment method mortality table mutual companies net annual premium number living ordinary organized paid panies Parcieux payment persons policy-holders practical present value present worth probability property tax protection rate of interest reason reduced reserve result risk secure single premium societies statistics supervision surplus surrender values table of mortality taxation term tion tontine United York
Page 406 - ... 3. Insuring any one (a) against loss or damage resulting from accident to or injury suffered by an employee or other person, and for which the person insured is liable...
Page 402 - Negligence, constituting a cause of civil action, is such an omission, by a responsible person, to use that degree of care, diligence and skill which it was his legal duty to use for the protection of another person from injury as, in a natural and continuous sequence, causes unintended damage to the latter.
Page 275 - Any provision for any mode of settlement at maturity of less value than the amount insured, stated on the face of the policy, plus dividend additions, if any, less any indebtedness to the company.
Page 47 - We need measures which shall increase individual responsibility rather than diminish it ; measures which shall give us more self-reliance and less reliance on society as a whole. We cannot afford to countenance a system of morals or law which justifies the individual in looking to the community rather than to himself for support in age or infirmity.
Page 217 - For our study, achievement was measured three times: at the end of the first year, at the end of the second year, and in the third month of the third year.
Page 72 - June 1718, presumed to act as if they were corporate bodies, and have pretended to make their shares in stocks transferable or assignable, without any legal authority...
Page 43 - A person who can acquire no property, can have no other interest but to eat as much, and to labour as little as possible. Whatever work he does beyond what is sufficient to purchase his own maintenance, can be squeezed out of him by violence only, and not by any interest of his own.
Page 77 - The new company was called the "Philadelphia Contributionship for the Insurance of Houses from Loss by Fire.
Page 40 - France at five per cent., the law being evaded in several \ different ways. ^"-"The ordinary market price of land, it is to be observed, depends everywhere upon the ordinary market rate of interest. The person who has a capital from which he wishes to derive a revenue, without taking the trouble to employ it himself, deliberates whether he should buy laud with it, or lend it out at interest.