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active AFL-CIO AFSCME appropriate areas AT&T Bell Operating Companies benefit plans Blue Cross Blue Shield Board BUBB BUBB's carriers Chairman & CEO claims collective bargaining Company concurrent review contract cost containment programs cost of health coverage deductibles delivery system dental develop doctors drug effective escalating established GM-UAW Health and Welfare health care benefits Health Care Committee health care costs health care services health care system health insurance Health Maintenance Organizations health plan IBEW implement inpatient issues Joint Health labor and management legislation length of stay malpractice Medicaid Medicare ment monitor negotiated OPEU Oregon organizations out-of-pocket out-of-pocket expense outpatient participants patient payment percent physicians precertification Preferred Provider Preferred Provider Organizations President United problem procedures purchasers reduce reimbursement requires retirees savings SEBB second opinion second surgical opinion surgery tion treatment Trustees uninsured unions Utilization review viders Welfare Funds workers