Pollution and contamination: how will property insurers respond?
Tort and Insurance Practice Section, American Bar Association, 1987 - Business & Economics - 192 pages
This booklet analyzes pollution and contamination risks prevalent under some of the ISO personal and commercial property insurance policies. Topics include liability on an insurer, defenses against claims, and discussions of the pertinent coverage provisions, exclusions and conditions.
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ISO POLICY LANGUAGE
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actual cash value Additional Coverage amount of loss apply asbestos building or structure cancellation Cause of Loss claim Coinsurance collapse Commercial Property Commercial Risk Services Company construction contamination exclusion contamination or pollution Copyright court Coverage Form Covered Cause covered peril Covered Property damage caused Datsun debris removal coverage debris removal expense described premises direct loss direct physical loss discharge or dispersal dwelling egg powder endorsement ensuing loss erty explosion Extensions of Coverage fire Insurance Services Office insured peril insured's ISO Commercial Risk ISO forms land or water Limit of Insurance limit of liability loss or damage mortgage named insured named perils coverages Nuclear Hazard occurs ordinance or law pay for loss Peril Insured personal property policy period Pollutant Clean property covered property insurance proximate cause radioactive contamination release repair or replace residence premises resulting loss smog smoke specifically specified causes steam tank theft unless vapor vehicles