Pooling Health Insurance Risks

Front Cover
American Enterprise Institute, 1999 - Business & Economics - 99 pages
How are the costs of health insurance premiums determined? Should costs vary according to indicators of risk? How much do premiums vary with risk? Do the healthy subsidize the unhealthy? Should public subsidies vary according to economic status and risk? This book examines these questions.
 

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Contents

What Do We Know
12
Q A COMPARATIVE STUDY OF THE RELATIONSHIP BETWEEN RISK
28
A THE EFFECT OF RISK ON INSURANCE PURCHASING AND WAGES
54
from Probit Regressions
60
THE EFFECT OF THE TAX SUBSIDY ON RISK POOLING
71
CONCLUSIONS AND IMPLICATIONS
84
NOTES
93
About the Authors
99
Copyright

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