Principles and Practice of Consumer Credit Risk Management

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CIB Publishing, 2000 - Banks and banking - 222 pages
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This text has become accepted as the leading reference work used by those within the consumer credit industry. Winner of the Credit Today Product of the Year Award in 2000, the first edition was unique in drawing together principles of best practice for core disciplines, from application scoring through the theory of provision to fraud management.The authors are two of the most widely experienced and respected practitioners and consultants in the industry. In compiling this new edition they have undertaken extensive first-hand research among a wealth of contacts to explain and evaluate current practices and trends. There is much within this book that represents the cutting edge of modern consumer credit risk management. Other topics new to this edition include the management of data and databases, patterns in credit card and personal lending, the impact of the Basel II Accord and a more detailed examination of the litigation process.

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