Private Health Insurance Reform Legislation: Hearing Before the Subcommittee on Health of the Committee on Ways and Means, House of Representatives, One Hundred Second Congress, Second Session, on H.R. 2121 ... H.R. 1565 ... H.R. 3626 ... March 12, 1992, Том 4
U.S. Government Printing Office, 1992 - Всего страниц: 262
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addition affordable allow amended Americans amount apply approach appropriate Association average believe bill block Blue carrier Chairman STARK changes claims Committee community rating companies condition CONGRESS THE LIBRARY continue contract cost coverage covered deductible effect enactment enrollment established experience federal groups guaranteed health benefit plan health care health insurance higher hospital imposed increase individual industry insurance market insurance plan insurance reform Internal Revenue Code issue least legislation less LIBRARY OF CONGRESS limit managed mandates market reform means mechanism Medicare months offer package paragraph payment percent period person practices premiums problem proposals purchasing reasonable reinsurance relating renewal requirements respect result risk Secretary selection self-insured small businesses small employer small group standards status subsection term underwriting
Стр. 75 - RoSTEXKOWsra introduced the following bill; which was referred jointly to the Committees on Ways and Means and Energy and Commerce...
Стр. 193 - ... own costs. This meant that for the first time, lower-risk groups could purchase coverage from another carrier at premiums that more closely reflected the costs of their own employees. This phenomenon occurred first in the large group insurance market, and it represented the first step toward segmentation of the health insurance market and the loss of subsidies for the less stable parts of the insurance market. The practice also developed in response to employers increasing unwillingness to subsidize...
Стр. 190 - Mr. Chairman, and members of the committee, I am Mary Nell Lehnhard, Senior Vice President of the Blue Cross and Blue Shield Association. The Association is the coordinating organization for the 69 independent Blue Cross and Blue Shield Plans throughout the nation.
Стр. 75 - The statement that we wish to present with respect to the proposals to amend the Social Security Act and the Internal Revenue Code of 1954 has the endorsement of the State Chambers of Commerce which are listed at the end of our statement.
Стр. 4 - GBADISON) introduced the following bill; which was referred to the Committee on Ways and Means A BILL To amend the Internal Revenue Code of 1954 to assure access to health insurance, and for other purposes.
Стр. 2 - However, any individual or organization not scheduled for an oral appearance may submit a written statement for consideration by the Committee and for inclusion in the printed record of the hearing. BACKGROUND: The percentage of uninsured children has remained relatively stable since 1988.
Стр. 224 - NSBU is a volunteer-driven association of small businesses from across the country, founded from a merger of the National Small Business Association and Small Business United. NSBU serves over 60,000 individual companies with members in each of the 50 states, as well as local, state, and regional associations.
Стр. 221 - NFIB members receive COBRA premium checks not from the individual beneficiary but rather from the new employer, which many times is a competitor. This situation clearly defeats the transition purpose COBRA was intended to serve. The notice and look-back requirements of COBRA are extremely burdensome on a smaller business. Many times, an insurance carrier requires the employer to pay the COBRA premium prior to an election being made which results in a cash flow problem. The look-back provisions encourage...
Стр. 180 - Rising costs have also resulted in a growing number of Americans without adequate health coverage, or none at all. One of the major reasons for the increase in the number of uninsured persons is a reduction in the number of individuals and their families covered by employment-related insurance. This is because, in recent years, there has been an increase in the number of persons employed in businesses that don't offer health insurance, or offer inadequate or unaffordable insurance. The sad fact is...