Private Health Insurance: Small Employers Continue to Face Challenges in Providing Coverage : Report to the Ranking Minority Member, Committee on Small Business and Entrepreneurship, U.S. Senate |
Common terms and phrases
2000 Annual Survey 50 employees AHRQ AHRQ's MEPS allow insurers allow premiums Average annual Average percentage change average premiums Benefits 2000 Annual chiropractic compared copayment covered through small deductible District of Columbia Employer Health Benefits ERISA expenses factors family coverage family premiums Florida Health Benefits 2000 health insurance premiums health maintenance organizations health plans health status higher premiums HIPAA hypothetical small employer included individuals insured Insurance Premium Quotes insured through small large employers Maryland medical underwriting MEPS data MEPS Household Component MEPS Insurance Component NAHU nonelderly individuals offered coverage percent higher preferred provider organizations Premium Restrictions premiums for small premiums to vary prenatal care providing coverage purchase health insurance purchasing cooperatives rating bands scaled-back benefit self-reported health characteristics setting premiums single coverage small and large small employer groups small group market smokers subsidies tax incentives Texas Three Hypothetical Small uninsured individuals variation for health variation in premiums workers covered
Popular passages
Page 21 - Overseas beneficiaries have been actively discouraged by the Health Care Financing Administration — now known as the Centers for Medicare & Medicaid Services (CMS)— from enrolling in Part B.
Page 29 - Medical Expenditure Panel Survey MEPS, conducted by the Agency for Healthcare Research and Quality...
Page 2 - ... addressing unauthorized or fraudulent entities.3 We also reviewed relevant literature. While we obtained information on the methods that federal and state governments employed to identify these entities and to stop and prevent them from operating, we did not evaluate the effectiveness of these methods. Appendix I provides more detailed information on our methodology. We performed our work from January 2003 through February 2004 in accordance with generally accepted government auditing standards....
Page 39 - Mar. 15, 2001). Health Insurance: Characteristics and Trends in the Uninsured Population (GAO-01-507T, Mar. 13, 2001).
Page 14 - Our analysis of existing data indicates that, overall, insurers' administration costs and expenses, other than benefits, typically account for about 20 percent to 25 percent of small employers...
Page 3 - From 20 percent to 25 percent of small employers' premiums typically go toward expenses other than benefits, compared with about 10 percent for large employers. These administrative expenses include insurers...
Page 29 - States each year) can be made of the amount, types, and costs of health insurance available to Americans through their workplace.
Page 1 - ... from the Agency for Healthcare Research and Quality's (AHRQ) Medical Expenditure Panel Survey (MEPS) — both its survey of employers...
Page 26 - Options to Expand Federal Health, Retirement, and Education Activities (Washington, DC: June 2000). Page 26 States...