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OFFICERS OF THE AssociaTION
INTRODUCTORY REMARKS BY MR VINCENT P WHITSITT
BETwFEN Two WoRLDs
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Actuary Agent American foresight ance Applause assets Assistant Assurance Society banks beneﬁciaries beneﬁt Bonds Canada Canadian Chairman Charles Company of America Cooperation Counsel death rate December diseases East North Central economic Edward Federal ﬁeld ﬁgures ﬁnancial ﬁnd ﬁrst ﬁve funds George Grover Cleveland Health Henry Hill McAlister income increase inﬂuence institution Insurance Commissioners Insurance Company Insurance Investments Insurance Presidents interest James John Legislation LL.D Manager Medical Director ment mortality mortgage loans Mutual Life Insurance National Life Insurance Nollen organization pany Penn Mutual Policy Loans policyholders premium problems Progress Railroad Robert Lynn Cox Secretary securities Signiﬁcance South Central statistics surance Taxation Thomas Thrift tion tuberculosis Underwriters United United States Senator Vice-President viii Willard Smith William William H xvii xxii xxiii xxiv xxix xxvi xxvii York