Reforming Fannie Mae and Freddie Mac: hearing before the Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises of the Committee on Financial Services, U.S. House of Representatives, One Hundred Seventh Congress, first session, July 11, 2001
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Kanjorski Hon Paul E
Carnell Richard S Associate Professor of Law Fordham University School
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activities affordable housing American banks basis points believe benefits to consumers Bentsen bill billion borrowers Capital Markets Carnell CBO study CBO's Chairman Baker charter Committee conforming loan conforming mortgage Congress Congressional Congressional charter cost Delk depositories economy estimate families Fannie and Freddie Fannie Mae FHLBanks financial institutions Financial Services fixed-rate FM Watch Freddie Mac funding advantage going Government Government Sponsored Enterprises hearing Hispanic home ownership rates homebuyers homeowners housing finance system housing goals housing GSEs Howard income interest rates investors issue jumbo loans Kanjorski legislation long-term debt look low-income lower Mac and Fannie Mac's Mae and Freddie Mae's Members methodology Miller minority mission mortgage rates National OFHEO opportunity oversight percent question REALTORS regulator regulatory structure risk risk-based capital Rothschild safety and soundness secondary mortgage market sector securities short-term debt spread statement Subcommittee subsidy taxpayers Thank too-big-to-fail Treasury